Rest assured that the investment portfolio that XO Financial Services creates on your behalf will be based purely on your goals and your risk preferences.

A strategy tailored for you

At XO Financial Services, we take the time to really get to know you, our clients. This allows our Advisors to develop a detailed understanding of your unique situation, your short-term and long-term goals, your tolerance for risk and your individual investment preferences. It is only then that we will integrate debt reduction, investments, tax-effective strategies, superannuation, insurance, retirement and succession planning into a coherent, detailed financial strategy.

We then take the time to present and explain our recommendations to you and mould them into a complete personalised strategy ready for implementation.

And don’t think that because you don’t have significant assets now that you don’t need a plan – we help clients at all stages of their financial journey, even when they’re just starting out.

Regular reviews and constant support

Keep in mind your Investment Strategy is a living thing and is not set in stone. Now your strategy has been implemented, we then regularly monitor and review your progress and where necessary our Advisors can make the appropriate recommendation for changes. They do this with the assistance of our team of analysts who keep themselves well-informed about trends in the market just so we can make the right call at the right time for our clients.

Reviews also included face-to-face meetings at least once a year, where we review your strategy and make recommendations as to changes that may be required in line with changes in your personal circumstances and goals as well as those in the real world.

Keep in mind our advisors are always available when you need advice and support either by phone or email.

Direct Investment Approach

Our preferred approach is based on direct investment such as shares and property. However, we do recognise clients just starting out don’t have the funds available to avail themselves of direct investments and we will use other managed investments and wrap accounts options. See our Guided Portfolio Option and Property web pages for more details.

Advisers Who Work For You

Above all, you can rest assured that the investment portfolio that XO Financial Services creates on your behalf will be based purely on your goals and your risk preferences. Because we’re:

1. Not aligned to any bank or financial institution

2 . We don’t operate own investment products, therefore we do not have any conflicts of interest

3. In most cases we offer a fee for service rather than an percentage asset based fee.

 

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Reasons people choose us

AUSTRALIA OFFICES:
Adelaide | Brisbane | Melbourne | Melton | Perth | Shepparton | Sydney | Weribee
NEW ZEALAND OFFICES:
Auckland | Pukekohe
1 800 106 141